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By Daniel Dunaief

Daniel Dunaief

Everyone has a social cup that they need to fill. Some have cups the size of shot glasses or even thimbles and can satisfy their need for social interactions with a few exchanges of pleasantries on a walk or by picking up the phone and dialing friends in town or across the country.

Each day, these people meet their own social needs with relative ease and without spending much time looking family, friends, neighbors and even strangers in the eye and telling their tales.

Others, however, need to fill large mugs that may be the size of enormous water bottles. They need to hear and tell jokes, to exchange thoughts and ideas, to laugh with others about their jobs, their kids, or the successes and failures of their cooking efforts, their favorite teams or the unbelievable acts of kindness or insensitivity they have witnessed.

Recently, my wife and I listened, outside and while socially distanced, to a friend of ours who lives with a larger social cup describe the abject misery he feels from working at home. The conditions don’t bother him and his children, who are grown up and living their lives and aren’t wandering into the picture when he gets on a zoom call.

For him, the challenge resides in the lack of contact with other people. When my wife and I suggested he call college friends and reach out to other people, he said he’d tried, but part of the problem is that they don’t have much to discuss.

Part of the problem is the Groundhog Day nature of his and everyone else’s life. Sitting at home and working, and taking a few breaks a day to walk his dogs, he hasn’t lived the way he’d like so he can gather the kinds of stories that refill that cup.

Later in that same week, my wife and I were flicking through the channels and saw CNN deriding President Donald Trump (R), while Fox was supporting the president and tearing into the presumptive Democratic challenger for the presidency, Joe Biden.

We have long lived in the world of outrage culture, where what passes for news and analysis has become an opportunity for experts to rip an issue, a person, an idea, a movement or anything apart that they can.

I picture the TV producers looking at their line up of articulate but angry people in suits each morning, trying to pick the best one to stir the pot, rile up the viewers and warn the world about the dangers that await them.

We don’t have many modern day versions of Mr. Rogers because calm, cool and collected doesn’t play as well as outraged and angry.

But, here’s the thing: people at home who haven’t filled their social cups may direct their discomfort and angry energy in destructive ways.

I get it: angry people with strong opinions likely bring in strong ratings for news organizations that have become instruments of advocacy. After all, few people sold newspapers or watched TV shows without a hint of drama or conflict.

In our lives, however, we have enough of conflict and drama, thank you very much.

With people struggling to deal with so much uncertainty and isolation and holding empty and dried out cups that reflect how much they miss familiar contact and connection, a soothing and calm presence that supports solutions rather than tearing down other people’s ideas, is far preferable to shows that foment anger.

With a contentious election on the horizon in which some portion of the population will be utterly crestfallen after the electoral votes are counted, we need news organizations to offer the kind of hope and solutions that doesn’t make people feel as if they’re holding an empty cup.

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On his daily update with reporters July 14, an exacerbated-sounding Suffolk County Executive Steve Bellone had a rather simple message: “Wear a mask, wear a face covering, there’s too much at stake for you not to.”

This comes on the heels of new virus data for Suffolk County, which says the positive test rate broke 2 percent today as the number of new positive tests rose by 102 to a total of 42,214 in Suffolk County. The number even beats the positive test rate for New York City, which is sitting at 1.4 percent as of reporting. The overall New York State positive rate is 1.5 percent.

“This is the first time the number of new positives has risen since May 31,” Bellone said. “The numbers are moving in the wrong direction.”

While the number of people in the hospital with COVID-19 remained relatively the same at 41, along with 14 people in ICU beds, the county executive said the number of increasing cases is due to young people, especially those 30 years or younger. Since June 24, 42 percent of positive cases have come from this age group, Bellone said. 

This news also comes on the heels of a release from Gov. Andrew Cuomo who cited a Fourth of July weekend party in Holtsville as an example of how new infections are being spread. While the governor’s office put the number at 35 percent testing positive, the county put the number at 4, meaning 22 percent of partygoers were confirmed with the virus. The county did not issue any citations for the party as the number of people was under the 25 required limit for gatherings. The county executive said police did not respond to this particular gathering in Holtsville, and he did not reveal

“It’s an example of why it’s critically important that we remain vigilant,” Bellone said. “If you attended a Fourth of July gathering, you should be extremely sensitive to how you’re feeling, and when in doubt go get tested.”

Bellone added they have been doing contract tracing for events tracing back to the Fourth of July weekend, but did not have other examples of other gatherings where people have tested positive. If the county has to, Bellone said police will step up enforcement about gatherings. 

“If that number climbs to 5 percent we’re not going to be able to reopen our schools, and that will be terrible for kids and parents,” he said.

The county executive said 10 lifeguards employed by Suffolk County have been confirmed with COVID-19, but officials said they were not confirmed with the virus from being on the beach during the holiday, and more likely were infected during gatherings with fellow lifeguards. All 10 are now in quarantine.

On the positive end, however, Tuesday also marked a third day in a row where no new people have died due to complications with COVID-19.

On the state side, Cuomo added another four states to the list of places people must quarantine after coming in to include Alabama, Arkansas, Arizona, California, Florida, Georgia, Iowa, Idaho, Kansas, Louisiana, Minnesota, Mississippi, New Mexico, North Carolina, Nevada, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah and Wisconsin. 

 

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While Suffolk County remains well below the level of positive tests for the country as a whole and for states like Florida and Texas, the percentage of positive tests in the area has crept higher than it’s been in recent weeks.

Among 4,517 tests, 84 people tested positive for the coronavirus, which is a 1.9% positive test rate, The positive tests have been tracking closer to 1 percent for the last several days.

“If you attended a party last weekend on July 4 or a larger gathering, be sensitive to how you are feeling,” County Executive Steve Bellone (D) said on his almost daily conference call with reporters. “You may want to reconsider visiting friends and family who are vulnerable.”

Given the large number of tests throughout the country, the wait time to get results has increased to five to 10 days, Bellone said.

Additionally, Saheda Iftikhar, the Deputy Commissioner for Department of Health Services, said the time between exposure and a positive test is usually at least 48 hours. That means a person attending a gathering on a Sunday when he or she might have been exposed to someone with the virus should wait until Wednesday before taking a test, to avoid a likely false negative.

The 84 positive results from the July 12 data likely came from tests administered days or even a week earlier, which means that these tests could indicate any increase due to gatherings around Independence Day.

To be sure, Bellone said he doesn’t put too much stock in any one day’s numbers. Nonetheless, he said the county will remain vigilant about monitoring the infection rate over the next few days.

“Be smart,” Bellone urged. “If you attend a gathering in which social distancing or the guidelines may not be strictly adhered to, be very conscious of any symptoms you may have,” Bellone said.

Bellone also urged people to be responsive to calls from the Department of Health, as contact tracers gather confidential information designed to contain any possible spread of the virus.

The other numbers for residents were encouraging.

The number of residents in the hospital was 40, which is a decline from 54 on Friday. The number of people in Intensive Care Unit beds was 14, which is up from 10 from Friday.

Hospital bed occupancy was at 70 percent, while ICU occupancy was at 61 percent.

Hospitals discharged 13 people who had suffered with symptoms related to the virus.

For the last 48 hours, the number of fatalities has been zero. The total number of people who have died from complications related to the coronavirus is 1,993.

Bellone highlighted a financial report from New York State Comptroller Tom DiNapoli, titled “Under Pressure.” The report indicated that, statewide, local sales tax collections declined by 24 percent in April and 32 percent in May.

“Local governments are only beginning to feel the impacts of COVID-19 on their revenue,” Bellone said. Reductions in state aid are still possible, which puts counties cities and less wealthy school districts in an “especially tenuous position.”

Local governments will need to take drastic measures to fill enormous budget gaps. That includes Suffolk County, which may have a deficit as large as $839 million this year.

Separately, as school districts try to figure out how to balance between in-person and remote learning, Governor Andrew Cuomo (D) issued guidelines today designed to provide specific targets.

Schools in districts that have reached Phase 4 of the reopening, which includes Suffolk County and where the infection rate is below 5 percent, can reopen. When the positive testing percentage on a rolling 7-day basis exceeds 9 percent should close, Cuomo advised.

School districts will make their decisions about opening between Aug. 1 and Aug. 7.

The governor also announced a new requirement that people traveling into New York from 19 states with rising rates like Florida, California, Kansas, Louisiana and Texas will have to give the state contact information before leaving the airport. Those who fail to do this will receive a summons and face a $2,000 fine

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Long Beach, Smithtown: Visitors to Smithtown’s Long Beach, a narrow land spit, will find an artificial berm to keep stormwater out during the winter. Many of the private roads slightly east of the town beach experience flooding when it’s high tide. Larry Swanson, interim dean of the School of Marine and Atmospheric Sciences at Stony Brook University, said the cause of the problem is the disruption of sediment due to a combination of rising sea levels and homeowners building sea walls to protect their property. “Long Beach is a spit that needs sediment supplied from the erosion of the bluffs of Nissequogue,” he said. “There are places where the supply is somewhat diminished to maintain sufficient elevation, perhaps where currents are stronger than elsewhere water can overflow.” Photo by Rita J. Egan

With Tropical Storm Fay heading towards Long Island, County Executive Steve Bellone (D) said Long Island was expecting rainfall through 3 a.m.

Bellone urged residents to “stay alert” and “secure any loose objects to prevent damage.” He also suggested that people avoid travel and not to attempt to drive over a flooded road.

Residents who want to report outages can text OUT to 773454 (or PSEGLI). Those who can get online can report the outage to PSEGLINY.com or call (800) 490-0075.

The viral numbers continued to remain within the range of their recent low-infection pattern.

Among 6,245 residents who received tests, 62 of them tested positive, for a rate of 1 percent. That brings the total for the county who have tested positive since the beginning of the pandemic to 41,711.

The county had 20,301 residents who tested positive for the antibody but who hadn’t had a prior test for the virus.

Hospitalizations rose by two to 54, while the number of people in Intensive Care Unit beds declined by 1 to 10.

Hospital bed occupancy was at 70 percent overall and at 60 percent for ICU beds.

One person died in the last day, increasing the total of losses for families, neighbors and communities to 1,992.

A dozen people were discharged from the hospital in the last day.

Next week, residents can pre-register for antibody tests at three locations. They need to call (833) 433-7369.

Bellone urged the legislature to allow voters to consider two ballot measures that would allow the county to use up to $50 million of funds to plug the budgetary shortfall created by the economic collapse triggered by the lockdown.

“To address this fiscal crisis, we should do everything we possibly can to avoid two things: laying off essential workers and adding significant new tax burdens on our homeowners during the worst economic downturn since the Great Depression,” Bellone said on a conference call with reporters.

While some environmental groups have opposed the moves, Bellone said neither measure would “take a dime away from existing environmental programs” and suggested that they were “common sense measures” designed to avoid increasing taxes or laying off essential employees.

The county has to create a budget, which Bellone hopes includes financial help at the federal level, to close a gap that could be as high as $839 million by September.

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Superintendent Jessica Schmettan. File photo by Kyle Barr

With this school year coming to an end, the Port Jefferson School District is looking back on the last few months of school to figure out what did and what didn’t work regarding distance learning.

Though Superintendent Jessica Schmettan said she would rather call the rush to create a learning apparatus for students at home an “emergency remote instruction,” she added, “We did the best we could considering the circumstances.”

It was a case, she said, of creating something from nothing. Now with some experience under its belt, the district has commissioned a committee to help establish its reopening agenda. The nearly 50 members of the task force are broken up into four subcommittees, Schmettan said, including facilities, curriculum and instructional, social and emotional wellbeing, and personnel. Included on the committees are representatives from the teachers union, clerical union, facilities union and members of parent-teacher groups like the Port Jefferson Parent Teacher Association, Parent Teacher Student Assocation and Special Education Parent Teacher Association. 

Last week, these local PTA groups released an open letter, which was published in the July 2 issue of the Port Times Record, saying that instruction was uneven across different teachers, where some held live sessions, others would use prerecorded sessions while others only posted content to Google Classroom.

The letter suggested a number of items the district could improve on, including live or prerecorded teaching time that matches what students would receive on a normal school day, and clear schedules for students to follow, including time for outdoor activities.

Schmettan said much of that is likely to be discussed within the committees. There were differences between staff members in how they were able to adapt, she said. Most teachers were using Google Classroom for schoolwork along with Google Meet and Screencastify for hosting teaching broadcasts, though some did use other online subscriptions to have students complete coursework. 

Schmettan said the biggest lesson the district has learned is that not all students are going to respond the same way to the same instruction. Likely, she said, the district will set minimum expectations for both teachers and students as far as what each will be required to do in that distance learning plan. What that will look like will be part of the committees’ discussions.

“We have to differentiate for all the learners involved, and we have to account for their individual needs on a much greater scale than we were able to do the first round,” she said.

Though practically all districts prefer in-person classrooms to distance learning, the Port Jeff superintendent said the thing students most lack from online education is the social aspect of school. The committee will have to consider how that might be amended, as well as how better to facilitate the physical component of education if students are not around for phys-ed teachers guidance.

“When you’re in a distance learning model, you’re isolated, you may not have that same interaction you have within a classroom, or you may not have that ability to discuss concepts with your age-appropriate peers,” Schmettan said. “So much is lost from not having that social impact and play, it’s a detriment to a lot of our students.”

All this still depends on what state guidance will be, whether schools will have to take a hybrid model of in-person/remote education at different parts of the year, if schools will remain virtual or go back to a full in-person learning experience. The problem is, there are different levels of government potentially giving contradictory advice. 

At the state level, there is already the NYS Education Department’s reopening task force, as well as Gov. Andrew Cuomo’s (D) reimagine education council. Meanwhile, the U.S. Centers for Disease Control and Prevention has released school guidance for how best to distance children. This week Betsy DeVos, secretary of education, has effectively demanded that all schools reopen and become “fully operational” on a conference call with governors, despite southern and western states seeing a massive surge in COVID-19 cases in the past month.

“We have to plan for three different scenarios and hope that we can have [the students] back in the classroom full time,” Schmettan said.

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Funds are being raised for St. James Dry Cleaners which has suffered financially during the pandemic. Photo by Rita J. Egan

By Leah Chiappino

St. James Dry Cleaners, like most businesses, is struggling to stay afloat during the pandemic. Melanie Bassi, the manager of the cleaners, said that during the past few months sales have dropped from around $16,000 per month to around $600 per month, a decrease of approximately 96 percent. Deemed an essential service by New York State, dry cleaners were able to stay open during the pandemic.

Looking for a way to save the dry cleaning service, Bassi started multiple online fundraisers. The community came through. A GoFundMe page, organized by the owner’s daughter, has since been deleted due to the fees the fundraising service charges, but raised $845. A Facebook fundraiser has raised another $228, so far. Bassi said that she has received $1,000 in donations from longtime customers and community members coming into the store to show their support.

The cleaners has been open for eight years and is owned by Peter Marinelli, who Bassi describes as an “old school” tailor, who has more than 50 years of experience.

“[Marinellii] is one of the most talented and selfless tailors there is,” Bassi said. “He’s just the nicest man. Everyone in the community loves him.”

To add to the business’ struggles, Marinelli has been in and out of the hospital, making the business’ daily operation even more difficult to manage.

“It’s just me and three part-time kids trying to keep this place afloat,” Bassi said.

Because they didn’t have updated bookkeeping to prove income, the cleaners did not qualify for government assistance or a payment protection program loan. Due to a dispute with Verizon, they were also forced to shut down their credit card machine and can only accept checks, cash or Venmo payments, adding to the business’ struggles. If the current sales stay the way they are, Bassi said she does not foresee the business being able to operate past the fall. They are looking to raise $10,000 in order to fully get back on their feet.

“From the bottom of our hearts, we are so grateful to the community,” Bassi said.

In the coming weeks, the dry cleaners is planning on having an outdoor fundraiser sponsored by a customer and several local businesses.

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From left: Nassau County Executive Laura Curran (D), Suffolk County Executive Steve Bellone (D) and former Congressman Steve Israel. Photo from Bellone’s office

During the initial months of the pandemic, Long Island lost jobs at a faster rate than New York City, New York state or anywhere else in the nation, according to a new report from Nassau and Suffolk counties with city-based consulting firm HR&A Advisors.

Long Islanders suffered the twin blows of the public health impact, and economic destruction. Long Island lost 270,000 jobs, or 21.9 percent of non-farm payroll employment, compared with a rate of 20.1 percent for New York City.

“This pandemic has caused hundreds of thousands of Long Islanders to lose their jobs, shuttered businesses and turned our local economy upside down,” Suffolk County Executive Steve Bellone (D) said in a statement. He and Nassau County Executive Laura Curran (D) held a press conference in Melville July 9 where they cited this report, which “makes clear that federal aid from Congress is necessary if our region is going to rebound and recover from the worst economic crisis since the Great Depression,” Bellone added.

The impact was particularly brutal for people with low-paying jobs, lower levels of education and among the Hispanic population.

The worst, however, is not over, as total job losses on Long Island are expected to reach 375,000 compared to pre-COVID levels. Net job losses are expected to continue through 2021 as well, albeit at a slower pace.

More than two out of three jobs lost were in sectors that pay less than the regional average annual wage of $61,600.

The area that lost the highest number of jobs, across Suffolk and Nassau, was hospitality, which shed 82,000 jobs. Health care and social assistance lost 59,000 jobs and retail lost 52,000.

The job decline in hospitality was especially problematic for Hispanic workers, who are disproportionately represented in those businesses. Hispanic workers represent 27 percent of the hospitality field, while they are a smaller 17 percent of the overall Long Island workforce.

Although workers with a high school diploma or below constitute 62 percent of the workforce, they represented 73 percent of the viral-related job losses, reflecting the disparate effect of the virus.

The overall effect of these job losses will result in a decline of $21 billion in earnings for Long Island workers and $61 billion in economic activity throughout the area.

The report suggested that economic recovery would occur in several waves, with some industries showing an increase in jobs much more rapidly than others. Finance and insurance, management of companies and enterprises, professional and technical services, government and information jobs will likely see 95 percent of jobs return within six months, by the first quarter of next year.

The second wave includes jobs in real estate, retail, administrative and waste services, agriculture, construction and utilities, education, health care and social assistance, manufacturing, wholesale trade and other services. Within a full year, 85 percent of those jobs will return.

The third wave will take the longest and will bring back the fewest jobs. Accommodation and food services, transportation and warehousing, and arts, entertainment and recreation will take two years to restore 75 percent of the jobs on Long Island that predated COVID-19.

Half of all businesses in Suffolk County closed temporarily during the virus. An estimated 1 percent of those businesses closed permanently.

One-third of industrial businesses on Long Island are at risk of closing.

The report also projects that earning and spending losses may be even higher in 2021 from a slow recovery within some sectors and from expiring unemployment benefits.

Along with the two county executives, the report urged the federal government to pass the HEROES Act, which provides $375 billion in budgetary relief for local governments. The act passed the House, but the Senate has yet to address it.

The report urged an extension of benefits for workers and businesses and an increase in federal infrastructure funds. The report also sought federal relief for small businesses, while supporting new business development and helping businesses recover. Finally, it seeks assistance for states and counties for workforce development, job training and equity initiatives.

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By Daniel Dunaief

Daniel Dunaief

Look, we’re out of practice. It’s totally normal. We’ve spent so much time talking to kids who don’t listen, to pets who need a break from us and to computers that seem determined to sabotage our efforts to work from home that we may have lost a step or two in our social graces.

Slowly, like hermit crabs emerging from their shells, we are stepping out into the phased world, in which we can do this, but can’t do that and where we are seeing more three-dimensional people and not those two-dimensional figures who flash across all manner of electronic devices.

As a quick refresher, I’d like to offer a reminder of the things that should give us pause if we’re about to share them with others who may be a bit sensitive.

The following should serve as verbal red flags:

Not that I’m looking, but … if whatever comes next is something you shouldn’t be staring at, such as anatomical areas, private letters or emails, you shouldn’t finish the sentence.

Don’t take this the wrong way … well, if a part of you recognizes that what you’re about to say could be problematic or painful for the listener, consider saying it in a different way or not saying it at all.

Obviously … this can go in one of two directions. A truly obvious statement doesn’t need sharing. A statement you think is obvious but isn’t so clear to the listener becomes a way to offend that person, who may have a reflexive defensive response.

I’m no expert, but … we all often talk about subjects in which we have no expertise. We might be anywhere from slightly informed to ill informed. We should be able to share what we think we might know, but we may not want to challenge someone who designs buildings on the best way to put together a LEGO house.

This is such a minor point that I hesitate to bring it up … maybe instead of hesitating, you should just not. Correcting the day of the week on a story about an event that occurred over 10 years ago seems unnecessary and distracting.

I don’t want to take the wind out of your sails … you’re probably about to do what you say you’re not doing, so own it and say you disagree completely or let me continue to sail off into my happy sunset.

What do I know, but … This expression suggests that you are about to do one of two things. You’re likely preparing to deliver serious criticism, but want to couch it by suggesting that it might not be based on anything other than a disdain for you, your wardrobe choices, your career path, or anything in between. Alternatively, you’re about to say something that seems supportive — “what do I know, but your idea for submersible homes seems compelling to me”  — but that really suggests that you’re hiding behind false humility. If someone follows your advice, the “what do I know” expression is your way of dodging any responsibility for their mistakes.

I don’t mean to offend you, but … this is one of my favorites. It suggests that you know you are about to be offensive and that you don’t mean it, but you just can’t help it. You’re about to share something that may dress up as helpful, like a Trojan horse, perhaps, but that will likely cause damage.

Holding our tongues can be incredibly difficult, especially when we’d like to tell the person in front of us how we want to make a minor, but likely obvious point that we hope doesn’t take the wind out of their sails or offend them. We also don’t know what we’re talking about because we’re not experts. Still, it was sort of good to see them.

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By Leah S. Dunaief

Leah Dunaief

Those businesses that qualified for a paycheck protection program (PPP) loan have had a bit of a honeymoon from the novel coronavirus these last eight weeks. They were allowed to apply to the government for two months plus 50 percent of their labor costs. From that money they had to pay at least 60 percent to workers to cover payroll, with the remainder underwriting other expenses like utilities, payroll taxes and leases.

So the employers who received the payments could relax during those two months, and the employees could also stop holding their breaths, knowing that their salaries would be paid. And the government would keep the workers employed. At least that was how it was supposed to work, and it did, except when the weekly unemployment insurance payments were greater than the weekly salaries and proved too much of a temptation to the employee. In those cases, the employer was in competition with the government and, depending on the worker’s loyalty and long term concern about holding onto a job, the employer would often lose. 

But the program was essentially a good one. The funds, paid to the businesses and-in turn to their employees, kept the work force together and saved the workers from the frustrations of trying to collect unemployment. 

The original thinking was that the pandemic would probably lessen after two months and businesses could resume as normal. Well, we now know how that turned out. The pandemic is still with us, although New York is in a much better condition at the moment than most of the rest of the country, but economic activity has not returned to anything like normal, and with social distancing, looks unlikely to return soon. 

For many of those businesses, the PPP honeymoon is almost over. How do we prevent a return to the layoffs, loss of company health insurance and nail biting of the pre-PPP days? 

The good thing about a pandemic is that the whole world is in the same situation, and we can look around and see how other countries are coping or trying to cope. The U.S. has relied on an expanded program of unemployment insurance to tide over workers until the economy resurrects itself. Many European countries have prevented joblessness by essentially nationalizing payrolls and enabling workers to continue to be paid and businesses to resume whenever that happy day comes, without having to rehire and possibly retrain. Workers are often furloughed if there is no work at the shuttered shops and factories, meaning that their jobs will be held for them and they continue to receive their salary, although generally at a reduced amount. 

In short, Europeans have been pursuing an extended PPP. Workers have not overwhelmed the unemployment insurance system, caused websites to crash, phones to go unanswered, lost health coverage, nor have they stood the requisite six feet apart in the hot sun on long lines in parking lots, waiting to get into benefit offices. There is also the intangible but priceless advantage of workers not feeling jobless, with the fear and loss of identity that often brings. 

And today, many feel just that. The U.S. number in June for jobless was 11.1 percent. That’s an increase of some eight percent since February. In the aforementioned European countries, the jobless rate has increased by less than 1 percent. In human terms, that means some 20 million Americans are unemployed. While that’s better than 23 million in April, probably almost all of those people have families who also will feel the effects as tenants begin to be evicted and queues form for food banks. 

We don’t know what is going to happen in the next few weeks, as government programs for business and unemployment benefits run out if not extended. The $600 federal unemployment boost is supposed to end July 31. Congress is debating whether to extend the time or modify the payout, even as some worry that paying workers more than their salary is a disincentive to work.

Just remember, we are in this together. Hang on and stay safe.

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Local businesses will now have more time to apply for Paycheck Protection Program loans as the aforementioned program has been extended until Aug. 8. 

President Donald Trump (R) signed a bill into law July 4 that ensures the loan program’s  application deadline will run for another five weeks. The bill’s passage allows the U.S. Small Business Administration to resume approving PPP applications, as the agency previously stopped processing forms on June 30. At that date, the SBA had approved nearly 4.9 loans with total funds over $520 billion.

In New York state, close to 324,000 PPP loans had been made, totaling $38.3 billion, according to SBA data. Despite that, the SBA had approximately $130 billion in unallocated funds when it momentarily shut down.

“The surprise for us and a lot of regional bankers is that there is still so much money that remains in the program,” said Bernie Ryba, regional director of the Small Business Development Center at Stony Brook University. “We had seen a huge surge of applications coming in before, but it has stayed flat the past few weeks. It’s been a complete reserve.”

Due to the changes the administration made to the program back in June, businesses that are seeking to qualify for loan forgiveness now have 24 weeks instead of the previous eight weeks to spend PPP funds. The portion of the loan that must be spent on payroll has been reduced from 75 to 60 percent. Businesses won’t be penalized if employees who have been offered their jobs, including same pay and hours, don’t return. 

The SBDC regional director said, with the updated terms, businesses who didn’t choose to apply initially could now decide to do so now.  

“The terms are better, that’s a real positive,” he said. “Some of the companies we’ve been working with said they felt constrained during the original eight-week period. It is a welcomed change.”

Ryba said in some cases he has heard of local and regional banks reaching out to businesses who still haven’t applied for the program. 

“It’s puzzling to them, like, ‘Why aren’t more of these businesses taking advantage of these terms?’” he said. 

The federal program loans up to $10 million with an interest rate of 1 percent and a five-year term. Ryba expects to see a mini-surge in application submissions as the Aug. 8 deadline gets closer. 

“There are some businesses who might think they can skate through this and don’t need to apply,” he said. “As the deadline looms they might change their minds.” 

In addition to Trump’s extension this past holiday weekend, a group of U.S. senators from the Senate Banking Committee tabled a bill that gives automatic forgiveness to businesses. 

Sens. Bob Menendez (D-New Jersey), Kevin Cramer (R-North Dakota), Thom Tillis (R-North Carolina) and Kyrsten Sinema (D-Arizona), introduced the Paycheck Protection Small Business Forgiveness Act, which would forgive PPP loans of $150,000 or less if the borrower submits a one-page attestation form to their lender.

According to the group, approximately 85 percent of PPP loans would be eligible for this simplified loan forgiveness process. The cost of applying for forgiveness for a PPP loan of this size is $2,000 for the small business and $500 for the lender. The senators say the bipartisan legislation could save small businesses $7.4 billion and banks nearly $2 billion.

With the updated terms, the application to have PPP loan forgiveness has been simplified. Ryba said the application requires fewer calculations and documentation. It has helped quell some of the concerns owners have had. Small businesses have until Dec. 31 to file their forgiveness applications. 

“The process has been simplified, but there still continues to be a lack of clarity of how to treat certain expenses,” he said. “We hope that gets cleared up, we are trying to stay informed as possible and give our clients the best guidance.”

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