Columns

Mixed Berry-Lime Smoothie Bowl

By Heidi Sutton

If your goals for the new year include a healthier lifestyle and added nutrition, your mission is likely to start with a refreshed menu. Add a few newfound breakfast favorites to this year’s rotation like the following Mixed Berry-Lime Smoothie Bowl with banana and granola, Chai Quinoa Protein Breakfast Bowl and Strawberry Oatmeal Smoothie to power each day and propel yourself toward wellness success to make 2024 your best year yet.

Mixed Berry-Lime Smoothie Bowl

Mixed Berry-Lime Smoothie Bowl

YIELD: Makes 3 cups

INGREDIENTS:

1 banana

1/2 package (6 ounces) blackberries

1/2 lime

2 cups frozen mixed berries

1 cup plain Greek yogurt

4 fluid ounces whole milk

1/8 cup honey

1/4 teaspoon ground cinnamon

2/3 cup of your favorite granola

DIRECTIONS: 

Wash and dry banana and blackberries. Peel and thinly slice banana; set aside. Zest and juice lime into blender. Add frozen mixed berries, yogurt, milk, honey and cinnamon. Blend on high speed until smooth, 1-2 minutes. To serve, divide smoothie between bowls and top with banana, blackberries and granola.

Strawberry Oatmeal Smoothie

Strawberry Oatmeal Smoothie

YIELD: Makes 1 serving

INGREDIENTS:

1/2 cup rolled oats

1 banana

14 frozen strawberries

1 cup soy milk

1 1/2 teaspoons sugar

1/2 teaspoon vanilla extract

DIRECTIONS: 

In blender, grind oats. Add banana, strawberries, soy milk, sugar and vanilla extract then blend until smooth. Pour into glass or to-go container and serve.

Chai Quinoa Protein Breakfast Bowl

Chai Quinoa Protein Breakfast Bowl

YIELD: Makes 1 serving

INGREDIENTS:

1 cup pre-rinsed uncooked quinoa

2 cups milk

1 egg white

1 1/2 tablespoons brown sugar

1/4 teaspoon pure vanilla extract

1/4 teaspoon ground cardamom

1/4 teaspoon ground cinnamon

1/4 teaspoon ground ginger

1/4 teaspoon nutmeg

2 dashes ground cloves

shredded or flaked coconut for garnish

almond slivers for garnish 

DIRECTIONS: 

Bring 2 cups of milk to a full simmer in a small saucepan. Add quinoa, return to a simmer and reduce heat to low. Cover, leaving a tiny crack for steam to escape, and simmer until about two-thirds of the milk has been absorbed, about 15 minutes. Remove from heat and stir in egg white, brown sugar, vanilla and spices. Return pan to stove, covering again with a tiny crack for steam to escape, and continue to cook on low until almost all the milk has been absorbed, about 5 minutes. 

Garnish with coconut flakes and almond slivers if desired.

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By Nancy Burner Esq.

Nancy Burner, Esq.

A Durable Power of Attorney is a statutory form that enables the principal (the creator of the power of attorney) to empower a trusted individual, as acting agent, to manage the finances and property during the principal’s lifetime. Having a Durable Power of Attorney in place is incredibly important, especially later in life if the principal lacks legal capacity. Even if incapacitated, the appointed agent will still be able to use the document to access bank accounts, sign checks, pay bills, and carry out any essential estate planning.

Durable Powers of Attorney in New York are governed by Title 15 of New York General Obligations Law. The statute enumerates several categories of powers that may be granted to an agent: (A) real estate transactions, (B) chattel and goods transactions, (C) bond, share, and commodity transactions, (D) banking transactions, (E) business operating transactions, (F) insurance transactions, (G) estate transactions, (H) claims and litigation, (I) personal and family maintenance, (J) government benefits, (K) financial matters related to health care, (L) retirement benefits, (M) tax matters, and (N) all other matters.

These transactions are further defined in GOL Sections 5-1502A through 5-1502N (and thus aren’t spelled out in the Power of Attorney form itself), but certain powers relating to these various transactions are limited unless expressly stated otherwise in the “Modifications” section of the form. For example, Section 5-1502D provides that the authority over “banking transactions” allows the agent to modify, terminate and make deposits to and withdrawals from any deposit account, but with respect to joint accounts, the agent cannot add a new joint owner or delete a joint owner unless such authority is expressly granted. 

In addition, as to insurance transactions, Section 5-1502F provides that the agent may not change the beneficiary designations unless the Durable Power of Attorney specifically states otherwise, and under Section 5-1502L an agent similarly cannot change the designation of beneficiaries of any retirement accounts unless this authority is expressly granted. Further, Section 5-1502K gives the agent authority over health care financial matters, benefit entitlements, and payment obligations, but this authority does not include the authority to make health care decisions for the principal — this authority can only be granted by a valid Health Care Proxy.

GOL Section 5-1513 sets forth particular requirements regarding the authority of an agent over gifting transactions. If the principal grants the agent authority relating to personal and family maintenance (Section (I) of the form mentioned above), the agent may make gifts that the principal customarily made to individuals, including the agent, and charitable organizations, not exceeding $5,000 in any one calendar year. In order to authorize the agent to make gifts in excess of the $5,000 annual limit, the principal must expressly grant that authorization in a separate Modifications section, including whether the agent has the authority to make gifts to himself or herself. 

While gifting is a significant power that should not be given lightly, it can be critically important in certain situations, such as Medicaid planning, where assets need to be transferred out of the principal’s name in order to meet the eligibility requirements. In order to qualify for Medicaid coverage for homecare or nursing home care in New York in 2024, an individual applicant cannot have more than $30,182 in assets. And if the applicant lacks the capacity to make the necessary asset transfers, without a Durable Power of Attorney with gifting authority, the only alternative would be for a legal guardian to be appointed by the court which is costly and time- consuming.

An experienced estate planning attorney can help explain the advantages of having a Durable Power of Attorney and prepare certain important modifications to the statutory form to better accomplish your estate planning objectives.

Nancy Burner, Esq. is a Partner at Burner Prudenti Law, P.C. focusing her practice areas on Estate Planning and Trusts and Estates. Burner Prudenti Law, P.C. serves clients from New York City to the east end of Long Island with offices located in East Setauket, Westhampton Beach, Manhattan and East Hampton.

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By David Dunaief

Dr. David Dunaief

Happy 2024! If you’ve watched any media in the past week, you’ve probably been inundated by ads for weight loss plans, apps and other tools intended to help us achieve our New Year’s resolutions. Many of these are oriented around helping us increase the “stickiness factor” of our new habits.

Setting a goal that is simple and singular helps. We often overdo it by focusing on an array of resolutions, like eating better, exercising, developing better sleep habits, and managing stress better. While these are all admirable, their complexity diminishes your chances of success. Instead, pick one to focus on, and make the desired impact part of your goal, for example: improve health by losing weight and reversing disease. 

Changing habits is always hard. There are some things that you can do to make it easier, though. 

Your environment is very important. According to David Katz, M.D., Director, Yale-Griffin Prevention Research Center, it is not as much about willpower as it is about your environment. Willpower, Dr. Katz notes, is analogous to holding your breath underwater; it is only effective for a short time. Instead, he suggests laying the groundwork by altering your environment to make it conducive to attaining your goals. Recognizing your obstacles and making plans to avoid or overcome them reduces stress and strain on your willpower. 

According to a study, people with the most self-control utilize the least amount of willpower, because they take a proactive role in minimizing temptation (1). If your intention is to eat better, start by changing the environment in your kitchen to one that prompts healthy food choices.

Support is another critical element. It can come from within, but it is best when reinforced by family members, friends and coworkers. In my practice, I find that patients who are most successful with lifestyle changes are those whose household members are encouraging or, even better, when they participate in at least some portion of the intervention, such as eating the same meals.

How long does it take to form a new habit?

When does a change become a new habit, or automaticity? The rule of thumb used to be it takes approximately three weeks of daily practice. However, the results of a study at the University of London showed that the time to form a habit, such as exercising, ranged from 18 days to 254 days (2). The good news is that, though there was a wide variance, the average time to reach this automaticity was 66 days, or about two months.

How do you choose a diet that will help you achieve your goals?

US News and World Report ranks diets annually and sorts them by objective, such as weight loss, healthy eating, diabetes diets, heart-healthy diets, etc. (3). Three of the diets highlighted include the Mediterranean diet, the DASH (Dietary Approach to Stop Hypertension) diet, and the Flexitarian diet, ranked one through three, respectively. These were also the top three for healthy eating, for diabetes, and for heart health, although their rankings among the top three shift in some cases.

What do all the top diets have in common? They focus on nutrient-dense foods. In fact, the lifestyle modifications I recommend are based on a combination of the top diets and the evidence-based medicine that supports them.

For instance, in a randomized cross-over trial, which means patients, after a prescribed time, can switch to the more effective group, showed that the DASH diet is not just for patients with high blood pressure. The DASH diet was more efficacious than the control diet in terms of diabetes, decreasing hemoglobin A1C 1.7 percent and 0.2 percent, respectively; weight loss, with patients losing 5 kg/11 lbs. vs. 2 kg/4.4 lbs. It also achieved better results with HDL (“good”) cholesterol, LDL (“bad”) cholesterol and blood pressure (4).

Interestingly, patients still lost weight, although caloric intake and the percentages of fats, protein and carbohydrates were the same between the DASH and control diets. However, the DASH diet used different sources of macronutrients. The DASH diet also contained food with higher amounts of fiber, calcium and potassium and lower sodium than the control diet. 

Therefore, diets high in nutrient-dense foods may be an effective way to lose weight while also treating and preventing disease. 

I will share one more tip: take it day by day, rather than obsessing over the larger picture. I have found many patients make better headway by choosing to change one meal at a time — like starting with what they choose to eat for breakfast or for snacks each day. Once this is a habit, they shift their focus to another meal.

Best to you for optimal health in 2024!

References:

(1) J Pers Soc Psychol. 2012;102: 22-31. (2) European Journal of Social Psychology, 40: 998–1009. (3) www.usnews.com/best-diet. (4) Diabetes Care. 2011;34: 55-57.

Dr. David Dunaief is a speaker, author and local lifestyle medicine physician focusing on the integration of medicine, nutrition, fitness and stress management. For further information, visit www.medicalcompassmd.com or consult your personal physician.

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By Daniel Dunaief

Daniel Dunaief

The reality of aging is that we sometimes wake up feeling like we’ve got less than a full tank of gas, or, for those of you driving electric vehicles, a fully charged battery, with which to maneuver through the day.

Maybe our ankles are sore from the moment we imagined we could still dive across the grass to catch a foul ball. Perhaps, less ambitiously, we twisted our ankle when we took a bad step on a sidewalk as we did something much less heroic, like texting an old friend or playing a mindless video game. Or it hurts because it, like our jobs, our cars, and our homes, inexplicably needs attention.

What’s the antidote to the numerous headwinds that slow us down and make us feel exhausted earlier each day?

The start of a new year can provide that energy and inspiration. We get to write 2024 on our checks, if we’re still writing them, we can imagine a blank canvas on which we can reinvent ourselves, find new friends, get new jobs, travel to new places, live our values and contribute meaningfully to the world.

We can start jotting activities into that new calendar, smiling as we imagine seeing friends we haven’t seen in years or decades or fulfilling long-held desires to shape our lives, our bodies or both into what we’ve always imagined.

On a more immediate scale, we have other ways to boost our energy. We can grab a steaming hot cup of hot chocolate or coffee, loading our nervous system up with caffeine, which can wake us up and help us power through the next few hours.

We can also grab a donut, a cookie, or some other food loaded with sugar, knowing, of course, that we run the risk of emptying that short-energy tank quickly after the sugar rush ends.

I have discovered plenty of places I can go, literally and figuratively, to feel energized and inspired. My list includes:

Our children: Yes, they are draining and can be demanding and needy, but their youth and energy can be restorative. They take us to places we hadn’t been before, give us an opportunity to share books we might have missed in our own education and offer insights about themselves and their world that amaze us. Their different interests and thoughts keep us on our toes, focused and, yes, young, as we try to meet them where they live. As we relate to them, we can also imagine our own lives at that age.

Our pets: Watching a dog chase a ball, its tail or a frisbee, or observing a cat push a ball of string across the floor can be invigorating. If we threw that ball or tossed that string, we become a human partner in their games, giving us a role to play even as they expend considerably more effort in this entertaining exchange.

Nature: Energy surrounds us. Water lapping on the shores of Long Island at any time of year, small leaf buds responding to the cues of spring, and birds calling to each other through the trees can inspire us and help us feel alert, alive and aware of the symphony of life that serenades us and that invites us to participate in the evolving narrative around us.

Science: I have the incredible privilege of speaking with scientists almost every day. Listening to them discuss their work, when they don’t travel down a jargon rabbit hole filled with uncommon acronyms, is inspirational. The insatiable curiosity of scientists at any age  and any stage of their careers makes each discovery a new beginning. Each of their answers raises new questions. Scientists are always on the verge of the next hypothesis, the next great idea and the next adventure. Their energy, dedication and unquenchable thirst for knowledge invites listeners to participate in the next chapter in the evolving knowledge story.

Sunrises: Okay, if you’ve read this column often enough, you know I’m a morning person. I try to be quiet in the morning, for my family and for anyone else who stayed up late into the night. Sunrises, however, bring a welcome introduction to something new and original.

History: reading about or studying history puts our world into perspective. We not only can contrast previous time periods with today, but we also can enjoy and appreciate that we have the opportunity to share in and shape this moment.

Maureen Flavin Sweeney

By Leah S. Dunaief

Leah Dunaief

A lot of information about the weather has filled the airwaves in the last couple of weeks. We’ve been warned about huge rainfalls, flooding, perhaps some snow, even possible tornadoes have made the news.

One weather warning, in 1944, may have changed the course of history. And it all had to do with an ordinary Irish woman named Maureen Flavin Sweeney.

Ms. Flavin was a postal clerk, and on what happened to be her 21st birthday, June 3rd, reported for work on the midnight to 4:00 am shift, not to sort the mail but to record and transmit weather data. The location of the post office on a remote stretch of the northwest coast that jutted into the Atlantic, was ideal for monitoring the incoming weather and transmitting it along, although she didn’t know where her reports went.

Actually, they were part of the Allied war effort.

Eisenhower, who planned for two years, then led the assault on Normandy beach, originally wanted to launch 160,000 troops, some 12,000 aircraft and 7000 sea vessels on June 5. It was a time of low tides & full moon, which would aid access to the 50-mile stretch of beach. The invasion, to be successful, required clear skies for the planes and calm seas for the landing troops. At that time of relatively  primitive prediction, the Allies would have only a few days warning about the conditions.

Ms. Flavin and the others at the postal station now had to send in reports every hour rather than the previously arranged every six hours. They barely had finished one when they had to start the next.

When she looked at her barometer, she saw a rapid drop in pressure, indicating the strong possibility of approaching rain or stormy weather.

She forwarded that on to Dublin, as usual, and then it went to England’s meteorological headquarters in Dunstable. She then received a series of calls from a woman with a British accent who urged, “Please check. Please repeat!”

Ms. Flavin asked the postmistress’s son and the lighthouse keeper, Ted Sweeney, if her data were correct. They checked and rechecked. As a result of Ms. Flavin’s readings about the bad weather on the 5th and a patch of clearing  on the 6th, which would make it just good enough, Eisenhower and the other leaders postponed the invasion to the next day.

As a result of Ms. Flavin, soon after the war to become Mrs Sweeney, history records “D-Day: The 6th of June.”

Mrs. Sweeney died at 100 on December 17, in a nursing home. She only became somewhat aware of her roll in 1956, when officials moved the postal station to a neighboring town. Wider information emerged on the 50th anniversary of D-Day.

Mrs. Sweeney’s extensive obituary was printed in The New York Times on Friday, January 5 of this year, written by Alex Traub, and is the source of this footnote on history.

Lil Bruno

LET’S TALK ABOUT BRUNO!

Lil Bruno

This week’s shelter pet is Lil Bruno, a two-year-old tabby available for adoption at the Smithtown Animal Shelter.

Sweet Lil Bruno was adopted from the shelter as a kitten and returned when his family fell on hard times. He is a quiet and laid-back guy that prefers a calm environment. Once he gets comfortable, he is affectionate and sweet. This poor boy is a little shell shocked to be back in the shelter; he needs a hero to rescue him. Will that be you?

If you would like to meet Lil Bruno, please call ahead to schedule an hour to properly interact with him in a domestic setting. The Smithtown Animal & Adoption Shelter is located at 410 Middle Country Road, Smithtown. Visitor hours are Monday to Saturday from 10 a.m. to 3 p.m. (Sundays and Wednesday evenings by appointment only). For more information, call 631-360-7575 or visit www.townofsmithtownanimalshelter.com.

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By A. Craig Purcell

A. Craig Purcell

As we embark upon a new year, it naturally prompts a period of introspection and planning. We have the opportunity to retrospectively examine the last 12 months, extracting valuable insights to help form our plans for the new year.

This thought process is not exclusive to personal reflection but extends to essential matters such as automobile and homeowner’s insurance. Conducting an annual review of some insurance components is advisable to ensure the best coverage. Given the prevalent spirit of setting and achieving resolutions during this peak season, why not proactively address a few insurance-related objectives?

To facilitate this process, we are pleased to offer a comprehensive insurance checklist for the new year, aiding you in navigating this crucial aspect of financial planning.

1. Compare rates: Do you believe you’re overpaying for auto insurance? You very well may be. But you’ll never know unless you do some comparison shopping. You should review your insurance policy to determine how your premium is trending. It is possible that despite maintaining an exemplary driving record, your premium may have experienced an increase. Alternatively, an unfortunate accident could have precipitated a significant spike. Participants in telematics insurance programs may observe regular fluctuations in premiums on a monthly basis, potentially necessitating a reconsideration if such uncertainty induces unease. Awareness of these subtleties helps you make well-informed decisions and guarantees that your insurance coverage meets your needs and expectations.

2. Find out how much it would cost to replace your home: Understanding your home’s replacement cost is a critical component of a homeowners insurance policy. This is also known as your dwelling coverage limit, and it determines the cost of repairing or replacing your home if it is damaged or destroyed.

It’s important to understand that the replacement cost is not the same as the market value of your home. You can’t just go to Zillow or another home valuation website and get an estimate for your house.

Furthermore, in order to be fully covered, your dwelling limit must be at least 80% of the rebuild value of your home. Otherwise, the insurer is only required to cover damages in proportion to the amount of coverage you have.

Several factors influence the cost of rebuilding your home. Consider the age and square footage of your home, the type of foundation and roof, local building and zoning codes, and any home additions or upgrades.

Given the likelihood of modifications or renovations to your home over the years, it is advisable to compute the replacement cost of your home annually. Likewise, promptly updating this valuation with your insurer, as necessary, is a prudent practice to ensure that your coverage aligns accurately with the current value of your property.

3. Keep an eye out for new exclusions: Even though insurance policies cover a wide range of situations, there are usually exclusions. A typical home insurance policy, for example, does not cover damage caused by natural disasters such as floods, earthquakes, or hurricanes. Certain insurance companies may also refuse to cover pets or may only cover certain breeds.

Check your policy for exclusions at the start of the year. It’s possible they were added without your knowledge. Exclusions could include large purchases such as jewelry, artwork, or electronics. If you notice an exclusion for something that concerns you, it may be worthwhile to purchase separate coverage.

4. It doesn’t hurt to ask for a discounted or reduced premium: Insurance providers extend discounts for a myriad of reasons, such as exemplary driving records, academic achievements, military service, and the bundling of auto and home insurance, among others. It is worth noting, however, that not all insurance companies offer identical discount structures. Indeed, many may not proactively communicate the full spectrum of available discounts unless prompted by a customer inquiry.

While exploring all your insurance options, it is prudent to proactively engage with your current insurer or prospective ones to inquire about available discounts. Whether you possess a commendable driving history, hold student status, or have a military background, it is advantageous to communicate these attributes during your inquiry.

Discount offerings may vary across different insurers, but it is not uncommon to secure substantial reductions on monthly premiums. This translates to noteworthy annual savings, potentially amounting to hundreds of dollars.

As the new year unfolds, filled with anticipation for what lies ahead, consider using this checklist to help usher in a more welcoming and financially prudent future.

A. Craig Purcell, Esq. is a partner at the law firm of Glynn Mercep Purcell and Morrison LLP in Setauket and is a former President of the Suffolk County Bar Association and Vice President of the New York State Bar Association.

By Daniel Dunaief

They have little in common. One studies deep inside cells to understand the difference between diseased and healthy states. The other explores models that represent distant thermonuclear reactions.

What Stony Brook University’s Dima Kozakov, Professor in the Department of Applied Mathematics and Statistics, and Michael Zingale, Professor in the Department of Physics and Astronomy, share, however, is that both led teams that recently won a Department of Energy grant that will allow them to use the fastest publicly available supercomputer in the world, at DOE’s Oak Argonne and Oak Ridge National Laboratories.

Kozakov and Zingale, who are both members of the Institute for Advanced Computational Sciences, are recipients of the DOE’s grants through its Innovative and Novel Computational Impact on Theory and Experiment (INCITE) program.

“It’s a huge recognition of computation” not just at the IACS, but also for Stony Brook in general, said Robert Harrison, Director of the IACS and Professor in the Department of Mathematics & Statistics. Kozakov and Zingale are the “point persons on world-class teams [which] positions Stony Brook at the forefront of the scientific community.”

Harrison suggested that the astrophysics group at Stony Brook was already world class when he arrived a decade ago and the university has been pushing to move Stony Brook to take advantage of all the modern powerful tools for simulation and data driven discovery.

Disease states

Kozakov, who is also an affiliate of the Laufer Center for Physical and Quantitative Biology,  plans to model enormous numbers of molecular interactions to compare how they function in diseased cells with how they work in healthy cells.

He and his team will get the data on important proteins and interactions in disease compared with healthy cells from high throughput but noisy experiments and validate those computationally.

By studying diseases such as cancer, diabetes and Alzheimer’s, Kozakov plans to look for clues about what occurs at the level of the atomic structure of protein interactions, hoping such an analysis points to the creation of new types of therapies.

Kozakov will use a combination of publicly available data and information from some of his experimental collaborators to identify new targets that small molecules may alter amid a diseased state. He feels the tight integration between the theoretical and the experimental nature of the team will enhance its effectiveness.

A supercomputer “allows you to try many approaches in parallel” such as training deep learning models that require trying many options to get the best possible ones, he said.

The pilot work the team has done created the kind of momentum that increased the chance of securing funds and time through the INCITE program.

Kozakov and co-investigators including Assistant Professor Pawel Polak at Stony Brook, Professor Andrew Emili at OHSU, Associate Professor Matthew Torres at Georgia Tech and Julie Mitchell, the Director of Biosciences Division at Oak Ridge National Laboratory, were “very happy” when they learned they’d won the award. he said. “It’s good to know that people appreciate the [work] we are doing.”

Starry, starry explosion

In the meantime, Zingale’s project, called “Exascale Models of Astrophysical Thermonuclear Explosions,” was renewed for a second year in the INCITE program.

Zingale leads a team that explores two types of astrophysical thermonuclear explosions to understand these physical processes and their broader implications. The computational work is focused mostly on whether a particular model for a thermonuclear explosion is viable.

“We really want to just understand: does it explode or not?” Zingale explained. His work focuses on the explosion mechanism and on the design of algorithms that can efficiently model these explosions.

Graduate students Zhi Chen, Alexander Smith Clark, Eric Johnson, Melissa Rasmussen, and Khanak Bhargava will be working with the supercomputer in the next year, Zingale added.

“Each student is working on separate questions, both on this problem and on related problems (novae and x-ray bursts),” said Zingale. “The goals are the same — in each case, we want to produce a realistic model of the burning that takes place in these events to understand how these explosions unfold.”

Models help connect to the observations astronomers make. While the work doesn’t produce new physics, it allows researchers to gain a greater understanding of supernovae.

Numerous other groups around the world are pursuing similar simulations, which Zingale explained is favorable for the science.

“If we all get the same result using different codes and techniques, then it gives us confidence that we might be understanding what is actually taking place in nature,” he said.

The explosions Zingale is studying differ from those on Earth because they are far larger and can reach higher densities in stars, which produces elements up to iron in explosions. The tools he uses to model these explosions have “similarities to the techniques used to model chemical combustion on Earth,” he said. “We work with applied mathematicians that study terrestrial flames and can use the techniques” in the astrophysical setting.

Zingale explained that he was always interested in astronomy and computers, so this field of work serves as the bridge between the two.

For students interested in the field, Zingale added that it teaches people how to solve complex problems on computers.

“Even if you don’t stay in the field, you build skills that are transferable to industry (which is where many of my graduate students wind up),” he said. He urges people to study something they enjoy. The main code he uses is called Castro and is freely available online, which means that “anyone can look at what we’ve done and run it for themselves,” he explained.

Student opportunities

For Stony Brook graduate students, these INCITE awards offer opportunities for additional learning and career advancement.

“The excitement is infectious,” said Harrison. “The students see not just the possibility to be at the frontier of discovery and the frontier of technology [but also to have] the career opportunities that lie beyond that.”

Students trained to make effective use of these platforms of cutting-edge science are “heavily recruited, going into industry, national labs, working for the likes of Google and so on,” Harrison added.

By Michael Ardolino

Michael Ardolino

Another year is coming to an end, and a new one is about to begin. It’s time to look back at the real estate trends of 2023 and what experts are predicting for 2024.

2023 in review

The real estate market in 2023 displayed some interesting dynamics, with fluctuations in mortgage rates and a continued appreciation of home values. Buyers are looking, and there aren’t enough homes on the market. 

As I mentioned in last month’s column, people are still moving to the suburbs, and there is solid evidence of that trend here on the North Shore of Suffolk County. What we’re seeing is more demand for homes than there are currently up for sale. It may not be the same as the previous couple of years; however, the demand is still there.

— From October to December, we experienced a 3% decrease of homes on the market in Suffolk County.

— Nearly 60% of homes in the county sold above the asking price.

— Suffolk County homes sold for over 3% higher than a year ago.

— Rates climbed to nearly 8% this year but dipped toward 7.5% recently for a 30-year mortgage.

 Looking forward to 2024

Predictions indicate a positive trajectory for home prices, a decrease in mortgage rates and potential interest rate cuts by the Federal Reserve in 2024. The Feds cutting interest rates, possibly multiple times in the coming year, would end 20 months of rate hikes.

In an article posted to the HousingWire website, Lawrence Yun, National Association of Realtors’ chief economist, said data shows inflation is easing, which could lead the Federal Reserve to cut rates.

“I think that the Federal Reserve will cut interest rates four times in 2024,” Yun said. “Inflation will be much calmer, [and] the abnormal spread between mortgage rates and the 10-year treasury [yield] will begin to normalize or narrow.” 

Some real estate experts have gone as far as predicting that home prices will continue to rise over the next five years. It’s difficult to predict that far out as real estate is inherently uncertain as it’s influenced by local economic and global factors. 

The one thing we know is that homes are appreciating right now and mortgage rates are currently decreasing. We don’t have a crystal ball to know what will happen over the next few years. We do know what’s going on now.

Advice to sell before more houses are listed in the spring aligns with the current market conditions and trends.

Spring ahead

If you’re thinking of selling, don’t make the mistake of waiting until the weather gets warmer. Now is the time to sit with a real estate professional and to prepare your home. Go through your house and donate the furnishings and items you don’t need and finally make those small repairs on your to-do list.

Takeaway

Potential sellers should stay informed about the latest market developments and consider consulting with real estate professionals for personalized advice.

So … let’s talk.

Michael Ardolino is the Founder/Owner Broker of Realty Connect USA

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By David Dunaief, M.D.

Dr. David Dunaief

Dear Santa,

It’s that time of year again and, like so many others, I have a last-minute request. You are a model for kindness and generosity around the world, for which I’m grateful. I would like you to be a role model in another arena, as well — health.

Kids marvel at your round belly, which shakes when you laugh like a bowl full of jelly. They literally feed that belly by setting out cookies and other sweets for you on Christmas Eve to sustain you during your travels.

I have nothing against your round belly, but I’m concerned about the message it sends. We’re currently facing an epidemic of overweight kids and an ever-increasing number of children with type 2 diabetes. According to the CDC, the percentage of U.S. children between ages 10 and 19 with type 2 diabetes nearly doubled from 2001 to 2017. You, Santa, with your influence, can help reverse this trend.

Obesity has a high risk of shortening your life span, not to mention affecting your quality of life. The most dangerous type of obesity is visceral adipose tissue, which means central belly fat. An easy way to tell if someone is too rotund is if their waistline, measured from the navel, is 40 inches or more for a man and 35 inches or more for a woman. Risks for pancreatic cancer, breast cancer, liver cancer and heart disease increase dramatically with this increased fat.

Santa, here is your opportunity to lead by example — and, maybe fit back into that skinny tracksuit you’ve had in the back of your closet since the 16th century, when you were trim.

Think of the personal advantages of losing that extra belly weight. Your joints won’t ache with the winter cold; it will improve your posture, so your back doesn’t hurt as much; and you will have more energy. Plus, studies show that a diet that emphasizes fruits, vegetables and whole grains can reverse clogged arteries and help you avoid strokes, heart attacks and peripheral vascular disease. With a simple change, like eating a small handful of raw nuts each day, you can reduce your heart disease risk significantly.

Losing weight will also change your center of gravity, which will make it easier for you to keep your balance on those steep, snowy rooftops. No one wants you to take a tumble and risk a broken bone – or worse.

Exercise will help, as well. Maybe this Christmas Eve, you could walk or jog alongside the sleigh for the first continent or so. During the “offseason” you and the elves could form small groups of workout buddies to keep each other on track with your workout goals. And who doesn’t love an impromptu game of tag with the reindeer? With time, you’ll start to tighten your abs and slowly see fat disappear from your midsection.

This might also make it easier to steal a base or two during the North Pole Athletic League’s Softball season. The elves don’t even bother holding you on base anymore, do they?

Of course, the cookies don’t help. You might take a cue from the reindeer, who love their raw carrots and celery. Broadcast that the modern Santa enjoys fruits, especially berries and veggies, with an emphasis on cruciferous veggies like broccoli florets dipped in humus, which have substantial antioxidant qualities and can help reverse disease.

And, of course, skip putting candy in our stockings. We don’t need more sugar, and I’m sure that, over the long night, it’s hard to resist sneaking a few pieces. Why not reduce the temptation? This will also help you minimize the waves of fatigue you feel as you pull your worldwide all-nighter.

As for your loyal fans, you could place active games under the tree. You and your elves could create an app or website with free workout videos for those of us who need them; we could follow along as you showed us “12 Days of Dance-Offs with Santa and Friends.”

You could gift athletic equipment, such as baseball gloves, footballs and basketballs, instead of video games. Or wearable devices that track step counts and bike routes. Or stuff gift certificates for dance lessons into people’s stockings.

As you become more active, you’ll find that you have more energy all year round, not just on Christmas Eve. If you start soon, Santa, maybe by next year, you’ll be able to park the sleigh farther away and skip from chimney to chimney.

The benefits of a healthier Santa will ripple across the world. Your reindeer won’t have to work as hard. You might fit extra presents in your sleigh. And Santa, you will be sending kids and adults the world over the right message about taking control of their health through nutrition and exercise. That’s the best gift you could give!

Wishing you good health in the coming year,

David

P.S. If you have a little extra room in your sleigh, I could use a new baseball bat. I know the Yankees need help, so I’ve been practicing.

Dr. David Dunaief is a speaker, author and local lifestyle medicine physician focusing on the integration of medicine, nutrition, fitness and stress management. For further information, visit www.medicalcompassmd.com or consult your personal physician.