The annual apple festival organized by members of the Stony Brook Community Church is a child-friendly event. Festival-goers shopped, dined, enjoyed music, played games, created art, watched demonstrations and learned about volunteer opportunities in the community. An annual event spanning more than 50 years, it is a family affair.
Apple Brownies
INGREDIENTS:
1 stick salted butter, melted and cooled
1 cup flour
1 teaspoon cinnamon
1/2 teaspoon baking powder
1/2 teaspoon salt
1/4 teaspoon baking soda
3/4 cup sugar
1 large egg
1/2 cup chopped walnuts
2 large apples, peeled, cored and cut into 1/2-inch cubes (2 3/4 cups)
DIRECTIONS: Preheat oven to 350 F. Butter an 8- by 11-inch baking dish. Mix together flour, cinnamon, baking powder, salt and baking soda in a medium bowl. In a large bowl, beat together butter, sugar and egg for about 2 minutes. Add walnuts and apples. Stir by hand until mixed. Add flour mixture and mix. Spread batter in pan and bake for 40 minutes or until golden brown and slightly firm. Let cool for 30 minutes and cut into 12 bars before serving.
Baked Apples
INGREDIENTS:
4 large baking apples
4 tablespoons butter, softened
1/2 cup brown sugar
3/4 teaspoon cinnamon
1/4 cup chopped pecans
DIRECTIONS: Preheat the oven to 375 F. Wash and core apples, leaving enough of the core at the base of the apple to contain the filling. Combine the butter, brown sugar, cinnamon and chopped pecans in a small bowl. Roll log shapes of the mixture and press enough into each apple to fill the core. Fill a 2-quart baking dish with about 3/4 cup water, or enough to cover the bottom. Place the apples upright in the dish. Bake for one hour or until the apples are soft and the filling is browned.
Apple Cake
INGREDIENTS:
1/2 cup flour
2/3 cup sugar
1 tablespoon baking powder
1/8 teaspoon salt
1/3 cup milk
3 eggs
2 tablespoons oil
1/2 teaspoon vanilla extract
4 apples
3 tablespoons unsalted butter, melted
zest of one lemon
DIRECTIONS: Mix together flour, 1/3 cup sugar, baking powder and salt in a large bowl. In a medium bowl, combine milk, 2 eggs, oil and vanilla extract. Add to dry ingredients until combined (use a spoon or fork) Peel and slice apples (thin slices). Mix into batter. Pour batter into a 9-inch springform pan. Bake at 400 F. for 25 minutes until golden. Remove from oven. Leave the oven on at 400 F. Combine melted butter, 1 egg, 1/3 cup sugar and lemon zest. Pour over cake and bake cake for another 10 minutes. Loosen cake from pan sides while hot to prevent sticking. Cool and serve.
Apple Crisp
YIELD: Makes 4 to 6 servings
INGREDIENTS:
4 cups sliced and pared apples
1/4 cup orange juice
1/4 cup sugar
3/4 cup flour
1/2 teaspoon cinnamon
1/3 cup butter
DIRECTIONS: Mound apples in a buttered pie plate and pour orange juice over them. In a separate bowl, combine sugar, flour, and cinnamon. Cut in butter until mixture is crumbly. Sprinkle mixture over apples. Bake at 375 F for 45 minutes or until apples are tender and topping is crisp.
By Nancy Burner, ESQ.
It is not unusual for a client to contact me and ask to review their estate plan. This may be precipitated by a recent diagnosis or simply by the passage of time. I have a checklist that I use when reviewing an estate plan if they have a taxable estate. Under federal law, a taxable estate in 2016 is any estate over $5.45 million and in New York State any estate over $4,187,500.
• The annual gift tax exclusion is $14,000, which means the client can make annual gifts of $14,000 to any individual. The gift must be completed before the donor dies; therefore, the check must not only be delivered but also cashed before the donor’s death. High basis assets such as cash are excellent lifetime gifts. The donee takes the tax basis of the lifetime gifted asset; but assets in the estate receive a “step-up” in basis. Therefore, it is best to leave the highly appreciated real estate or Apple stock in the estate.
• The client could also pay any medical or educational expenses for any individual. The payments must be made directly to the institution or the medical provider. The college or university will even allow the tuition to be prepaid for the entire four years. The payment must be irrevocable and made to a qualified educational organization.
• It may also be prudent to make taxable gifts before the client dies if the estate exceeds the federal gift tax exemption amount. While the gift tax on lifetime gifts is 40 percent and the estate tax is also 40 percent, a gift during life is tax exclusive while the estate tax is tax on the entire estate and is therefore tax inclusive.
For example, if a parent gives a child $1 million as a lifetime gift, using the 40 percent federal marginal tax rate, the gift tax would be $400,000 ($1,000,000 times 40 percent). The child receives $1 million and the parent pays gift tax of $400,000. It costs $400,000 to gift $1 million. If the parent does not make the lifetime gift, the estate tax on the $1 million gift would be $666,667 even though the rate is the same 40 percent. It costs $266,667 more to make the same gift because the entire estate is taxed before the $1 million goes to the child ($1,666,667 times 40 percent is $666,667 taxes and $1 million bequest). If the gift is made within 3 years of death, it comes back into the estate for estate tax purposes.
• The three-year rule is important with respect to New York State estate taxes as well. Any gifts made more than three years before the decedent’s death will not be included in the estate and will not reduce the New York State exemption amount available at death. So, for example, if a client had a $5,187,500 estate in 2013 and gifts $1 million to his beneficiary more than three years before his death, the $1 million gift would not reduce his New York State exemption of $4,187,500.
• New York also has a “cliff.” What this means is if a decedent’s estate exceeds the exemption by more than 5 percent, then the estate does not benefit from the exemption and the entire estate would be subject to New York State estate tax. The strategy would be to reduce the estate below that cliff so that the entire estate would not be subject to New York State estate tax. For example, if Mom dies on April 30, 2016, with a taxable estate of $4.3 million, the New York State estate tax would be $216,959. If she made a lifetime charitable gift of $112,500, the estate would have been reduced to $4,187,500 and the estate would save $216,959 in estate tax.
• In situations where the client has done sophisticated estate planning such as sales to defective grantor trusts, I advise the client to pay off the note prior to death. This makes the estate simpler and may avoid challenges by the IRS claiming that the sale and promissory note transaction was a transfer with a retained interest. Better to pay off the loan and avoid the challenge.
• Of course, whether there is a taxable estate or not, I always ask clients to review the named fiduciaries in the estate and make sure that they have chosen the best people for the job. Circumstances may have changed and it does not hurt to revisit their choices. • If the clients have revocable trusts, this is also a good time to make sure that the assets have been transferred to the trust and all retirement funds have named beneficiaries. Clients should make sure that they have copies of all beneficiary forms as the onus will be on the beneficiary to prove that they are a named designated beneficiary if the designation is somehow lost.
Nancy Burner, Esq. practices elder law and estate planning from her East Setauket office.
Suffolk County Police 7th Squad detectives are investigating a single-car crash that killed a man in Rocky Point Sept. 24.
Thomas Farley was driving a 2010 Toyota Corolla northbound on Rocky Point-Yaphank Road, north of Whiskey Road, when his vehicle crossed over the southbound lane and struck a tree at approximately 8 a.m.
Farley, 25, of Astoria, Queens, was pronounced dead at the scene by a physician’s assistant from the Office of the Suffolk County Medical Examiner.
The vehicle was impounded for a safety check and the investigation is ongoing. Detectives are asking anyone with information to contact the 7th Squad at 631-852-8752.
Suffolk County Police have arrested a Centereach teenager after he pointed a BB gun that appeared to be a handgun at a school bus in Centereach.
Following a dispute, a 17-year-old male threatened to shoot another student while riding on the bus Sept. 21. The teen exited the bus on Garden Street and pointed what appeared to be a handgun at the bus.
After an investigation, it was determined that the weapon was a BB gun without a red tip.
The 17-year-old Centereach male was arrested by 6th Precinct Crime Section officers Sept. 23 and charged with three counts of second-degree menacing. He was issued a desk appearance ticket and scheduled for arraignment at a later date.
By David Dunaief, M.D.
One of the most popular food additives is also one of the most dangerous: salt. We need salt, but not in excess. On the other hand, potassium is beneficial in our diet. However, we have the opposite problem with potassium: It is underconsumed.
More than 90 percent of people consume far too much sodium, with salt being the primary culprit (1). Sodium is found in foods that don’t even taste salty. Bread and rolls are the primary offenders, since we eat so much of them. Other foods with substantial amounts of sodium are cold cuts and cured meats, cheeses, pizza (which has both bread and cheese), fresh and processed poultry, soups, meat dishes, pastas and snack foods. Foods that are processed and those prepared by restaurants are where most of our consumption occurs (2).
By contrast, only about 2 percent of people get enough potassium from their diets (3). According to the authors of the study, we would need to consume about eight sweet potatoes or 10 bananas each day to reach appropriate levels. Why is it important to reduce sodium and increase potassium? A high sodium-to-potassium ratio increases the risk of cardiovascular disease by 46 percent, according to a study looking at more than 12,000 Americans over almost 15 years (4). In addition, both may have significant impacts on blood pressure and cardiovascular disease, while sodium may also impact multiple sclerosis and potentially other autoimmune diseases.
To improve our overall health, we need to tip the sodium-to-potassium scales, consuming less sodium and more potassium. Let’s look at the evidence.
Reduced sodium
There are two studies that illustrate the benefits of reducing sodium in high blood pressure and normotensive (normal blood pressure) patients, ultimately preventing cardiovascular disease: heart disease and stroke.
The first study used the prestigious Cochrane review to demonstrate that blood pressure is reduced by a significant mean of −4.18 mm Hg systolic (top number) and −2.06 mm Hg diastolic (bottom number) involving both normotensive and hypertensive participants (5). When looking solely at hypertensive patients, the reduction was even greater, with a systolic blood pressure reduction of −5.39 mm Hg and a diastolic blood pressure reduction of −2.82 mm Hg.
This study was a meta-analysis (a group of studies) that evaluated data from randomized clinical trials, the gold standard of studies. There were 34 trials reviewed with more than 3,200 participants. Salt was reduced from 9 to 12 grams per day to 5 to 6 grams per day. These levels were determined using 24-hour urine tests. The researchers believe there is a direct linear effect with salt reduction. In other words, the more we reduce the salt intake, the greater the effect of reducing blood pressure. The authors concluded that these effects on blood pressure will most likely result in a decrease in cardiovascular disease.
In the second study, a meta-analysis of 42 clinical trials, there was a similarly significant reduction in both systolic and diastolic blood pressures (6). This meta-analysis included adults and children. Both demographics saw a reduction in blood pressure, though the effect, not surprisingly, was greater in adults. Interestingly, an increase in sodium caused a 24 percent increased risk of stroke incidence but, more importantly, a 63 percent increased risk of stroke mortality. The risk of mortality from heart disease was increased as well, by 32 percent.
In an epidemiology modeling study, the researchers projected that either a gradual or instantaneous reduction in sodium would save lives (7). For instance, a modest 40 percent reduction over 10 years in sodium consumed could prevent 280,000 premature deaths. These are only projections, but in combination with the above studies may be telling. The bottom line is decrease sodium intake by almost half and increase potassium intake from foods.
Potassium’s positive effects
When we think of blood pressure, sodium comes to mind, but not enough attention is given to potassium. The typical American diet is lacking in enough of this mineral.
In a meta-analysis involving 32 studies, results showed that, as the amount of potassium was increased, systolic blood pressure decreased significantly (8). When foods containing 3.5 to 4.7 grams of potassium were consumed, there was an impressive −7.16 mm Hg reduction in systolic blood pressure with high blood pressure patients. Anything more than this amount of potassium did not have any additional benefit. Increased potassium intake also reduced the risk of stroke by 24 percent. If this does not sound like a large reduction, consider that, by comparison, aspirin has been shown to reduce the risk of stroke by 20 percent.
This effect was important: The reduction in blood pressure was greater with increased potassium consumption than with sodium restriction, although there was no head-to-head comparison done. The good news is that potassium is easily attainable in the diet. Foods that are potassium rich include bananas, sweet potatoes, almonds, raisins and green leafy vegetables such as Swiss chard.
Multiple sclerosis
There are several very preliminary studies that suggest higher levels of salt may increase the risk of multiple sclerosis. One study showed that salt seems to increase the levels of interleukin-17-producing CD4 helper T cells (Th17), which are potentially implicated in autoimmune diseases such as multiple sclerosis (9). The researchers used mice to show feeding them high levels of salt resulted in high levels of Th17 cells and, as a result, a severe form of multiple sclerosis.
Lowering sodium intake may have far-reaching benefits, and it is certainly achievable. We need to reduce our intake and give ourselves a brief period to adapt — it takes about six weeks to retrain our taste buds, once we reduce our sodium intake. We can also improve our odds by increasing our dietary potassium intake, which also has a substantial beneficial effect, striking a better sodium-to-potassium balance.
References: (1) Am J Clin Nutr. 2012 Sep;96(3):647-657. (2) www.cdc.gov. (3) Am J Clin Nutr. 2012 Sep;96(3):647-657. (4) Arch Intern Med. 2011;171(13):1183-1191. (5) BMJ. 2013 Apr 3;346:f1325. (6) BMJ. 2013 Apr 3;346:f1326. (7) Hypertension. 2013; 61: 564-570. (8) BMJ. 2013; 346:f1378. (9) Nature. 2013 Mar 6.
Dr. Dunaief is a speaker, author and local lifestyle medicine physician focusing on the integration of medicine, nutrition, fitness and stress management. For further information, visit www.medicalcompassmd.com or consult your personal physician.
Le Petit Salon de Musique hosted an art reception for Pictures at an Exhibition: Revisited last Sunday afternoon. The exhibit, based on Modest Mussorgsky’s famous 10-movement suite and featuring 16 artists, is on view at the Unitarian Universalist Fellowship, 380 Nicolls Road, East Setauket through Oct. 31. For more information, call 631-751-0297.
By Fr. Francis Pizzarelli
Recently, I participated in the Freshman Investiture Service at Joseph’s College in Patchogue. I have been privileged to be a faculty member in the social science department for more than 30 years. This service of welcoming is very simple. It is an ancient tradition practiced in many colleges and universities around the world as a formal way to welcome the new community of scholars and learners to the college. This year the theme for the Class of 2020 was integrity.
As I watched more than 500 college freshmen walk into our athletic center, representing every community on Long Island and beyond, I said to myself: “What an important theme for this class!” It seems that genuine integrity has truly been lost or buried in the rubble of human selfishness and narcissism. The present political and social landscape in our country seems to be devoid of any real sense of integrity.
What is true integrity? It is honesty, truth, principal, character and respect woven together in the fabric of one’s soul. It should be the foundation of every person’s life! It should shape how we treat each other, socially, politically, morally and religiously. Integrity is critical to sustaining a peaceful and respectful world.
Unfortunately, it seems like some people in power on every front have lost their way in this regard. Dishonesty and lack of respect is infectious everywhere. It wears many faces. It is the senseless violence in our streets. It is the blatant lack of respect for people who risk their lives to protect us every day — as well as the lack of respect on the part of some who use their power abusively.
We lack integrity when we discriminate against people because of their religion, their sexual orientation, their immigration status, their race and their ethnic origin. That Investiture Service provided for me a renewed sense of hope because more than 500 college coeds were reminded in a variety of ways of how profound and important real integrity is, if they hope to reach their goals and live their dreams.
The world desperately needs a new generation of leaders who are grounded in integrity. The class of 2020 potentially has the next generation of business leaders, college professors, compassionate doctors, lawyers and trades persons. The next generation of political leaders are among this class; our next representatives and senators and possibly the next president of the United States of America!
We must work hard to change the national discourse because of our integrity. We must work harder at being more inclusive, less judgmental; we need to build less walls and better bridges. We need to celebrate that which unites us and not that which divides us. We must focus on building people up and empowering the next generation to use their gifts and talents to make the world a better and more peaceful place to live. Hopefully, we in education will challenge the members of the class of 2020 to strengthen their integrity as they begin this new chapter in their lives.
Fr. Pizzarelli, SMM, LCSW-R, ACSW, DCSW, is the director of Hope House Ministries in Port Jefferson.
By Desirée Keegan & Donna Newman
Supervisor Ed Romaine (R) and Councilwoman Jane Bonner (C-Rocky Point) joined with the Mount Sinai Senior Citizens Club to recognize centenarian Beatrice Caravella at her 100th birthday bash on Sept. 6.
Born Beatrice Mercatante on Sept. 9, 1916, in Brooklyn to parents who emigrated from Sicily, she met her husband Fred while attending church, and together they had two children, Marilyn and Richard.
Beatrice and Fred Caravella were instrumental in spearheading a Pentecostal Church in Williamsburg, Brooklyn. They lived in Richmond Hill and Franklin Square before retiring to Miller Place. She was widowed in 1985, after 41 years of marriage.
Caravella is an avid reader and in retirement happily volunteered her time and service in hospitals, nursing homes and churches to help those less fortunate than herself.
Today she has four grandchildren and four great-grandchildren. She still lives in her own home and celebrated her milestone birthday with her family and friends.
The Mount Sinai Senior Citizen Club celebrated Caravella’s centennial birthday with coffee and cake at the Rose Caracappa Senior Center in Mount Sinai. Romaine and Bonner presented her with a proclamation declaring Sept. 9, 2016, as Beatrice Caravella day in the Town of Brookhaven.
Out in Setauket, the Energizer bunny has got nothing on Ingrid Herland.
She celebrated her 106th birthday Sept. 18 with a whole weekend of partying. She shared birthday cake with her friends at Sunrise of East Setauket on Saturday and planned to spend Sunday with family at her daughter’s home.
Herland is an inspirational example of the power of positive thinking. A poetry lover, she recites verse from memory, some that she has written herself and some favorite poems — with a little Shakespeare thrown in for good measure.
Ingrid attended New York University, and said biology was her favorite subject. She left before graduation to marry and raise a family. She has three children: Warren and twins, born on Washington’s Birthday, George and Martha; five grandchildren and one great-grandchild she is looking forward to meeting at Christmastime.
Asked if she could share the secret for long life, she replied, “I never thought about it at all. I took it one year at a time. I went with the flow.” And that’s the secret. Son-in-law Don Richtberg said, “She is the most accepting person I have ever known. She seems to find the good in everyone — and everything.” And the best way to handle getting old? “You just have to be a good sport about it,” she said.
They say the best way to find yourself is to lose yourself in the service of others. The following local charitable organizations will gather at the Northport Public Library, 151 Laurel Ave., Northport for a Volunteer Fair from 4 to 6:30 p.m. :
Avalon Park & Preserve in Stony Brook
Canine Companions
Drug & Alcohol Task Force of Northport-East Northport
Family Service League
Friends of the Farm
Good Shepherd Hospice
Guide Dog Foundation for the Blind
Heckscher Museum of Art
Huntington Breast Cancer Action Coalition
Island Harvest
Literacy Suffolk, Inc.
Long Island Cares
Long Island Volunteer Center
Meals on Wheels of Huntington Township, Corp.
Mothers Against Drunk Driving
National Multiple Sclerosis Society, Long Island Chapter
Theodore Roosevelt Sanctuary & Audubon Center
Visiting Nurse Service & Hospice of Suffolk
For further information, call Nora at 631-261-6930.
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